1. Down Payment – This is how much you pay upfront. The larger the down payment, the smaller your mortgage. Different loan programs determine the size of your down payment.  We will help you determine which program is the best fit for you.
  2. Monthly Mortgage Costs: Include the mortgage, homeowner’s insurance, mortgage insurance (if applicable), property taxes, and escrow deposits, which can be combined with the monthly mortgage payment.
  3. Closing Costs: Include appraisals, title insurance, inspections, attorney’s, title transfers and additional fees.