A lender will lend you money if they are sure your credit is strong and if they are confident you can pay them back.  To determine if you’re a good candidate for a loan, they look at your credit score and study your financial history, income, federal tax returns and long-term debt such as credit cards, auto loans, child support, etc.  If your credit looks good, you have an excellent chance of obtaining a mortgage.

Prequalification / Mortgage Resources